Last Updated: 10/01/2026

These Terms & Conditions govern your use of our website and services.

1. Nature of Service

We provide independent guidance and informational support related to government-backed schemes for small businesses.
We are not a government website, not a bank, and not a financial institution.

2. No Loan Guarantee

We do not guarantee loan approval.
All loans are processed by authorized banks, NBFCs, MFIs, or financial institutions under their own policies.

3. User Responsibilities

By submitting your information, you agree that:

• All details provided by you are accurate.

• You understand that the final loan decision depends solely on the respective financial institution.

• You will not misuse the information or services provided.

4. Limitation of Liability

We are not responsible for any financial loss, delay, rejection, or decision made by banks or government departments.
Our role is limited to providing guidance and information.

5. Modification of Terms

We may modify these Terms at any time without prior notice. Continued use of the website constitutes acceptance.